1.- FundMyHome.org (FMH) will pay Independent Associate Member compensation in US Dollars on transactions received, validated and accepted by FMH, which are submitted by Independent Associate Member and or his/her sales organization on behalf of the ultimate consumer (not sales aids) which conform with the terms of FMH Compensation Plan. Independent Associate Member is hereby made aware that FMH is in the process of circulating its own Cryptocurrency and agrees that FMH, at its sole discretion and upon Independent Associate Member expressed written request, FMH may pay Independent Associate Member 80% of compensation Due to Associate Member in US Dollars and 20% of compensation due to Independent Associate Member in FMH Cryptocurrency.

2.- Independent Associate Member is of legal age in the state/province or the country in which he/she resides.

3.- Any Independent Associate Member who sponsors another Independent Associate Member or receives a Bonus or Commission on the product sales of another Independent Associate Member must fulfill the obligation of performing a bona fide supervisory, distributing and selling function in the sale or delivery of a product or service to the ultimate consumer and in the training of those personally sponsored. Independent Associate Member must have ongoing contact, communication, and arrangement with his or her sales organization. Examples may include, but not limited to: email, newsletters, correspondence, meetings, telephone contact, accompanying individuals to company training sessions and sharing genealogy information with those sponsored. Independent Associate Member should be able to provide evidence to the Company of ongoing fulfillment of sponsor responsibilities.

4.- Independent Associate Member understands that he/she is not compensated for sponsoring other Independent Associate Members but earns compensation solely on the sale of products and/or services to ultimate consumers.

5.- Applicant is, upon acceptance, an "Independent Contractor", hereinafter Independent Associate Member, conducting business for her/his own account and not as an agent, employee, or franchisee for the Company. As such, must provide his/her Social Security or Federal Tax ID Number for tax reporting purposes on any monies earned within the country. All Independent Associate Members should consult their attorney or tax consultant for information on monies earned and where received. The Independent Associate Member further understands that he/she will not be treated as an employee in regard to any laws covering employees. An Independent Contractor shall be responsible for obtaining all licenses required by law in whatever State, County or Country in which they reside, and pay all applicable fees and taxes.

6.- Independent Associate Member agrees to accept the sole responsibility for all self-employment and all legal country/federal and state and local income and sales taxes and any other taxes on income earned as an Independent Associate Member. The Company will file appropriate tax earnings report forms on each Independent Associate Member at the close of the calendar year for the amount of commissions and bonuses earned in their country of residence under this agreement.

7.- Independent Associate Member agrees that the Company is not liable for city, county, state, local and country/federal income taxes, sales taxes or other fees pertaining to sales and earnings of an Independent Associate Member and Independent Associate Member will hold the company harmless from all of same.

8.- Independent Associate Member SHALL NOT promote or sell other companies’ sales programs, products or Company functions on websites where Company is mentioned, or use the Company forms or printed materials or its name, prestige, or drawing power in conjunction with or in support of any other activities.

9.- Independent Associate Member shall not sponsor or attempt to sponsor another Company Independent Associate Member into another organization except for her/his personally sponsored Independent Associate Members. In addition, no Independent Associate Member shall participate in any action that causes an Independent Associate Member to be sponsored through someone else into another company.

10.- Independent Associate Member will make no claims as to income potential either written or oral except those prepared by the company for illustration purposes only.

11.- Independent Associate Member will not make any claims of any kind pertaining to the benefits of the company’s products and services except those given in official company promotional media. When presenting the Company program to others, an Independent Associate member shall present the program in its entirety, without omission, distortion or misrepresentation.

12.- Independent Associate Member shall not represent or imply, directly or indirectly, that the company has been approved or endorsed by any governmental agency. (Federal and State regulatory agencies do not approve or endorse any marketing company product or programs.)

13.- Independent Associate Member will indemnify and hold the Company harmless from any and all claims, expenses, costs, causes of action and damages resulting from or growing out of Independent Associate Member statements or actions in violation of this agreement.

14.- Should Independent Associate Member be terminated for cause, Independent Associate Member's sales organization may be transferred to his/her first active upline Independent Associate member at Company's sole discretion.

15.- The set-up cost of enrollment as a FundMyHome.org Associate Member is $59.00 and it is Non-Refundable, for which you receive (1) adequate digital marketing tools needed to promote our company products and services, and (2) the right to schedule a one on one Personalized On-Boarding and orientation call with the Home-Office for which we remind you and encourage you to use our Online Calendar tool to schedule your orientation call; you receive a link to our Online Calendar in your welcome email at the time of enrollment. Your failure to schedule your Orientation Call does not constitute a right to cancel or a right to a refund.

17.- Terminated Independent Associate Members will be eligible to reapply and may choose a new sponsor after six (6) months. A terminated Independent Associate member that reenters the program may not sponsor any of her/his original downline organization.

18.- Independent Associate Member understands that the Company does not permit the changing of sponsors. FundMyHome.org is a business of creating relationships. Once an Independent Associate Member is sponsored, the Company believes in maximum protection of that relationship.

19.- Independent Associate Member hereby supplies FundMyHome.org with his/her signature for Company files and understands that this signature is the signature of record for all debit cards, ACH and any future credit card transactions.

20.- Independent Associate Member without a sales tax ID number authorizes Company to remit to proper agencies the sales/use tax generated as a result of Independent Associate Member's product sales.

21.- Independent Associate Member understands that Company will provide Independent Associate Member a replicated Web Page, when available as part of. The company will deliver all items upon receipt of good funds.

22.- As an Independent Associate Member, Independent Associate Member is aware of the contractual obligations that occur when she/he purchases products or services from Company. Independent Associate Member understands that he/she maintains a greater responsibility when ordering on a credit card account as an informed Independent Associate Member than when ordering as a customer. Independent Associate Member, therefore, waives the right of cancellation or refund on any order placed on his/her credit card account(s) except directly through the Company. Any order returns, refunds or exchanges shall be done through Company and not through any credit card company.

23.- In the event that any check (monies) by any method is returned unpaid, I authorize FundMyHome.org to debit my account for the face amount plus up to a 10% failed payment processing fee. If said amount remains unpaid, I understand that I could lose my current status and that until my account is brought current I could forfeit certain rights and privileges, including commissions.

24.- Independent Associate Member understands that USA residents in the States of Maine, North Dakota, Michigan, Indiana, Iowa, and West Virginia are limited to a total of $495.00 in sales aids and personal wholesale product purchases from the Company during the first six months. Purchases shall be automatically modified to comply with the exemption requirements set forth in any country/state laws regulating business opportunities.

25.- Company will retain full authority to accept or reject any Application or any order for products. Such refusal is solely within the discretion of the Company. No right of action against the Company will arise because of any such acceptance or refusal.

26.- Company reserves the right to amend, revise, institute, alter or modify changes including but not limited to prices, literature, policies, this Agreement and the Compensation Plan. Any such revisions become effective by email, letter(s) or by publication in official company literature or posted to Independent Associate Member at his or her last known address. Independent Associate Member agrees to be bound by these changes. Changes will become part of the agreement upon notification. The Distributor Compensation Plan and Policies and Procedures, and all modifications thereafter are incorporated into and are a part of this agreement.

27.- Company shall not be responsible for acts beyond its control, including but, not limited to fire, flood, earthquake, storms, power outages, labor difficulty, equipment failure, supplier problems, or other difficulties that might prevent performance according to this agreement.

28.- Company assumes no liability for personal injury arising from the use or mishandling of any of the Company product(s).

29.- Company does not require its Associate Member to sponsor and does not require its Associate Members to purchase products to be an Independent Associate Member.

30.- The Company reserves the right to terminate this agreement immediately upon receipt of sufficient information that Independent Associate Member has violated any term or condition of this agreement or has otherwise acted illegally or unethically.

31.- Company will honor refund policies provided by any governmental law applicable to Independent Associate Member.

32.- Company requires that all Independent Associate Members obey the letter and the spirit of the law.

33.- I have not violated any non-competition, non-compete, non-solicitation, or confidentiality agreement entered into with any other organization or entity, and by becoming an Independent Associate Member for non-solicitation entered in with any other organization.

34.- After my receipt and sufficient understanding of preliminary information which I requested to receive from FundMyHome.org about FundMyHome.org's Down Payment Assistance Program, I on my own free will, approached an Independent Associate Member, employee, or affiliate of FundMyHome.org about becoming an Associate Member and requested to become an Associate Member of FundMyHome.org.

35.- JOB ONE in FundMyHome.org is Home-ownership, the priority is to successfully convert Down Payment Assistance applicants into actual homeowners, therefore, in an effort to avoid distractions and provide the service needed to convert Applicants into actual home-owners, Associate Members who receive leads of potential Associate Members, Down Payment Assistance Recipients, Home-buyers, Home-Sellers or customers in general, which leads are provided by FundMyHome.org, are expressly prohibited from Cross Recruiting anyone into any other organizations. AS SUCH, Associate Members found to be Cross Recruiting anyone into any other organizations will be disqualified from receiving leads that are provided by FundMyHome.org.

36.- Associate Members of FundMyHome.org are expressly prohibited from Soliciting-Receiving money or Bartering Goods or Services from Associate Members, Down Payment Assistance Recipients, Homebuyers, or Home-Sellers or all customers in general associated with FundMyHome.org. AS SUCH, Associate Members found to have Solicited-Received money or have Bartered Goods or Services from/with Associate Members, Down Payment Assistance Recipients, Homebuyers, or Home-Sellers associated with FundMyHome.org will be immediately and permanently terminated from FundMyHome.org.

37.- Associate Members are expressly prohibited from using names or Aliases that differ from their legal names. AS SUCH, Associate Members found to be using names or Aliases that differ from their legal names will be immediately and permanently terminated from FundMyHome.org.

38.- Associate Members are expressly prohibited from Practicing Acts of Slander-Defamation, Assassination of Character, or any other Detrimental Activity against FundMyHome.org or its Associate Members, Down Payment Assistance Recipients, Homebuyers, Home-Sellers, Donors, Partners, and/or all Customers or Vendors in general associated with FundMyHome.org (Hereinafter Referred to as "FundMyHome.org"). AS SUCH, Associate Members found to have Slandered or Acted Detrimentally against FundMyHome.org will be immediately and permanently terminated from FundMyHome.org.

39.- All Associate Members are prohibited from making claims that FundMyHome.org is either a Lender or a Residential Real Estate Broker. Additionally, unlicensed Associate Members are expressly prohibited from acting as or representing themselves or FundMyhome.org as Lenders or Residential Real Estate Brokers. AS SUCH, Unlicensed Associate Members found to have acted as or represented themselves or FundMyHome.org as Lenders or Residential Real Estate Brokers will be permanently terminated from FundMyHome.org.

40.- In an effort to deliver excellence in the service(s) that FundMyHome.org pledges to provide, it is required for maintaining Membership in FundMyHome.org that all Associate Members successfully complete company training and participate in all future continuing education programs imparted by Company. Additionally, all Associate Members wishing to receive leads of potential new Associate Members, Down Payment Assistance Recipients, Home-buyers, Home-Sellers and all Customers in general, (Hereinafter referred to as "Prospects") which leads are thereby provided by FundMyHome.org must undergo Associate Member Certification processes which demonstrates (1) the Associate Member's acceptable proficiency, (2) The Associate Member's acceptable knowledge of company's processes and (3) The Associate Member's ability to Professionally and Effectively communicate with Prospects.

41.-SIGNED BY ELECTRONIC SIGNATURE The covenants of this Terms and Conditions Document are valid and enforceable immediately when Associate Member enrolls as a FundMyHome.org Associate Member and/or when signed in person, and/or when signed by electronic means via Docusign or alike.

42.- AMENDMENTS - Associate Member hereby accepts to adhere himself or herself to any future amendments to this Terms and Conditions, which Company may make at its sole discretion for the betterment of the Company.

43.- NO PREVIOUS AGREEMENTS - The Terms and Conditions stated herein supersede all previous Oral, Written and/or Implied Terms and Conditions.

44.- NOVATIONS OR MODIFICATIONS- Associate Member hereby understands and agrees that present or future Novations or modifications of any of the Terms and Conditions contained herein, which Novations or Modifications are suggested or attempted by Associate Member are hereby prohibited from taking validity or effect and therefore nullified when made without the express signed written acceptance of the Board of Directors of FundMyHome.org.

45.- ACKNOWLEDGMENT OF UNDERSTANDING AND ACCEPTANCE. Associate Member acknowledges having read, understood and accepted the Terms and Conditions contained herein. On this Date _____________________ , I ________________________________________________ Associate Member ID # ______________ hereby acknowledge that I have read, understood and accepted the Terms and Conditions contained herein.